Why TAB
Built for how business is actually done here
Most software for shops and restaurants was designed somewhere else, for a customer who downloads an app, taps a card and never sends a message. TAB starts from what your customers already do.
The problem
The losses no one ever writes down.
The notebook behind the counter, the account number read out loud, the screenshot as proof. Each one keeps the day moving, and each one costs something nobody writes down.
Retail
Three places to sell, three different counts.
The counter, the WhatsApp chat and the Instagram page each work from their own idea of what is left, so you either promise a dress that sold an hour ago or turn down a sale.
Retail
“Transaction failed.”
The network drops mid-queue, so you read out an account number. The transfer arrives with no order attached, and someone matches it by hand at closing.
Restaurants, bars & cafés
The waits nobody counts.
A guest waiting to be noticed orders one drink instead of two, and a table that cannot get the bill is a table you cannot seat again.
Restaurants, bars & cafés
The order written three times.
Taken on a pad, carried to the kitchen, shouted to the bar. An extra goes missing, and the plate is made twice at your cost.
Hotels & shortlets
“Is the room still available?”
Every booking is a chat: the dates, the price, an account number, a screenshot. Then two guests are told yes for the same weekend.
Services & appointments
The diary in one place, the shelf in a drawer.
Appointments are agreed over a string of messages, the products on the shelf sell with nothing written down, and nobody can say what the day earned.
WhatsApp & online businesses
“DM for price.”
The same question a hundred times a week, answered late. By the time you reply they have bought elsewhere.
The starting assumption
Most of this software was designed for a customer you do not have
Not badly built. Built for somewhere else, where everyone taps a card and nobody sends a message.
How the customer buys
- Today
- Download the app, make an account
- With TAB
- A code on the table, or the chat they already use
Nothing to install on either side. A channel gets used when nobody has to learn it.
How they pay
- Today
- Card assumed, transfer an afterthought
- With TAB
- Card in NGN or USD, or bank transfer
Transfer dominates here and is usually treated as a workaround. Here it is not.
What you buy first
- Today
- A terminal, on a rental contract
- With TAB
- Whatever already opens a browser
A phone, a tablet, the laptop at the back, or the POS machine you bought years ago.
Who it is shaped for
- Today
- One screen for every business
- With TAB
- Features switched on by what you run
A restaurant gets reservations and station routing. A shop is not made to scroll past them.
Your side
One record under the counter, the chat, the code and the link
Sell the last one anywhere and it comes off sale everywhere, at that moment. A notebook and three apps cannot do that between them.
The same record carries cost as well as price, which turns a list of sales into a list of what the week made you.
Chapman
Bar · Coming off the menu at zero.
What that buys you
Six things that stop being your problem
Two ways to get paid
Card or transfer in TAB, or the machine you already own, recorded.
A day that closes itself
Every payment attached to its order, so closing is a number to read.
The numbers come to you
A report at the end of the day, not a dashboard you have to remember to open.
Orders reach the right station
Food to the kitchen, drinks to the bar, from one order, however it arrived.
A customer list you own
Yours to reach again, not an audience rented from a marketplace.
More than one branch
Each with its own stock, team and takings, from one login.
What it costs
You pay for the bills you settle
Pay as you go, once per bill. When your customer pays through TAB, one transaction fee comes out of the payment: 2.5% plus ₦ 150.00, plus VAT, capped at ₦ 3,650.00 before VAT. Take it in cash, on your own POS machine, or by a transfer straight to your account, and there is no fee at all: the bill uses one ₦ 150.00 credit and that is the end of it.
There is no monthly fee, no setup fee, no charge per user or per branch, and no contract. You start with 30 free credits for cash and POS bills, and a month in which you take no orders costs you nothing.

Today at Amaka Stores:
- • Beaded clutch: sold out, 9 gone by 4pm
- • Leather sandals: 7 sold, 3 left
Reorder beaded clutches and sandals before Friday.
Who is behind it
TAB is built by a company in Lagos
TAB is built by Bill Intelligent Flow Technologies Limited, in Lagos. It is a fair question to ask before handing a business's settlement to anyone, and the answer should not take digging to find.
The same company makes the back office that handles invoices, vendor bills, approvals, spend and reimbursement, and budgeting for the same business. TAB is the front of the business and that is the back of it, and inside TAB the two connect through an optional module for vendors, purchase orders, payables, approvals and expenses. Support comes from a team in your own time zone.
Still deciding?
Tell us what you run and we will tell you plainly whether TAB fits, including when it does not.